Everyday expenses made more affordable
A simple way for NSW Health employees to increase their take home pay.
A simple way for NSW Health employees to increase their take home pay.
Want to enjoy tax savings on everyday living expenses such as mortgage, rent, bills or other everyday items? The great news is you can! You can salary package up to $9,010 every Fringe Benefits Tax (FBT) year (1 April - 31 March) for expenses like these.
The maximum you can salary package for living expenses each FBT year is $9,010 and you can include one or more of the following expense types.
You can salary package regular expenses such as mortgage, rent, or personal loan repayments.
For these expenses, all you need to do is send us your supporting documents once and we'll set up ongoing packaging - it's as easy as set and forget.
You can choose to salary package variable expenses such as your credit card repayments by submitting regular claims with proof of payment for these expenses.
If you want to keep your salary packaging flexible, the easiest way to do this is to choose a NSW Health Living Expenses and Meal Entertainment Mastercard. It's a Mastercard® loaded with your pre-tax dollars that you can use every time you make a purchase.1,2
Your eligibility is dependent on your employer's salary packaging policy and your employment status. Use our salary packaging calculator to see which benefits you can package and how much you can save.
Disclaimers:
Important: This is general information only. Before entering into any salary packaging or novated leasing arrangement, employees should consider their objectives, financial situation and needs, and seek appropriate legal, financial or other professional advice based upon their own particular circumstances. The availability of benefits is determined by the employer. Conditions and fees apply.
Important information:
NSW Health strongly recommends that employees obtain independent financial advice before entering into a Salary Packaging Agreement.
The availability of benefits is determined by your employer. Conditions and fees apply.
1The salary packaging benefits available to you are dependent on your employer's salary packaging policy.
2The NSW Health Living Expense and Meal Entertainment Mastercard is a prepaid, reloadable Mastercard issued by EML Payment Solutions Limited ABN 30 131 436 532 AFSL 404131. Please consider if this product is right for you. Read the PDS for more information. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated. Additional fees apply.