Preparing for the end of the FBT year
Welcome to Smartsalary,
your salary packaging
provider
Work smarter. Not harder.
Pay your rent or mortgage with salary packaging.
What is salary packaging?
Salary packaging (also known as salary sacrifice) is an Australian Taxation Office (ATO) approved benefit that allows you to pay for certain items with your pre-tax salary.
That means you could pay less tax, and keep more of your income when you salary package.
Why choose salary packaging?
Salary packaging is a key employee benefit to help you reduce the amount of income tax you pay, meaning you have more money to spend. Your employer determines the range of expenses that can be included in your salary packaging program but these are usually everyday items that you're already paying for.
Use the salary packaging calculator to find out exactly how much you could save.
Salary package with a Student HELP/HECS debt?
- Reduce the time taken to pay off your debt
- Increase the value of your take-home pay – meaning more in your pocket
- Pay your debt off with a portion of your tax savings
There's a great range of benefits available to package
We make it easy
We’re here to help you every step of the way – from benefit selection, to salary packaging account setup and maintenance.
You can count on us
We help over 180,000 employees from more than 400 organisations across Australia enjoy more of their salary.
Additional rewards
Enjoy more savings - eGift card program, exclusive Harvey Norman discounts and our Financial Wellness program.
Want to know more about salary packaging?
Saving money with salary packaging
Working for NSW Health means there are lots of great benefits you can salary package. And the more benefits you salary package the more you can save.
How much could you save?
Use our salary packaging calculator to find out more about the benefits you can salary package and how much you could save.
How much does it cost to salary package with Smartsalary?
Salary packaging fees vary depending on the benefits you choose to package. Either you or your employer may be responsible for paying these fees.
How to get started
The easiest way to get started is to use our salary packaging calculator to explore the benefits available to you. You can make an appointment with our Employee Guidance Team here or apply online.
Search for your employer to see available benefits and savings.
Important information:
NSW Health strongly recommends that employees obtain independent financial advice before entering into a Salary Packaging Agreement.
The availability of benefits is determined by your employer. Conditions and fees apply.