
New applications - 2 March 2026
Applications for salary packaging cards in this FBT year close.
Claims - 2 weeks before final pay of this FBT year
All claims that require an additional deduction from your salary need to be submitted.
Changes to your arrangements - 2 weeks before final pay of this FBT year
Any change to your salary packaging deductions must be requested well ahead of the pay you want the change to take effect. Watch the video to see how to change your deductions.
Spend your balance - Any balance in accounts and on cards must be $0 by 31 March 2026
On 1 April, any unspent funds will count towards your 2026/27 annual limit, reducing the amount you can salary package next FBT year.

When using your salary packaging card, some vendors and financial institutions may take a few days to process transactions. We recommend you don’t wait until the last minute to spend your balance but allow time for all pending transactions to be processed by 31 March.
If you have any unspent funds remaining on your card at midnight 31 March, you will not lose this money. The balance will roll over, and you can spend in the new FBT year, which begins on Wednesday 1 April 2026. However, these funds will reduce your annual cap for the new FBT year by the same amount.
Please note: We will stop payments to your salary packaging card one pay early to give you more time to spend your card balance.
All claims for balances currently in salary packaging accounts must be received by 6:00 pm (AEDT) on Monday, 17 March, to ensure they’re processed before the end of the FBT year. Claims received after this date may not be processed before this time.
Make sure your supporting documents are up to date. Watch the video to see how to update them.
Make a claim via the E-claims option in your Smartsalary account. Watch the video to find out how.